5136 SHEPARD LANE, POLK CITY, FL, 33868
Active0 days on marketListed Aug 18, 2026MLS #O6430975
About this home
5136 SHEPARD LANE
Remodeled in 2017, this wonderful home on a peaceful 1-acre lot is ready for its new owners. The inviting living room welcomes you inside and flows into the kitchen, featuring a spacious dining area, durable luxury vinyl plank flooring, an additional pantry room, and a sink overlooking the screened porch and beautiful backyard. The home is laid out in a split plan, and the spacious primary suite offers a generously sized bathroom and a pass-through closet, creating a comfortable owner's retreat. The other two bedrooms are well-sized and are complemented by a large laundry room and guest bath. Step outside to the spacious screened porch, the perfect place to enjoy your morning coffee or unwind in the evenings while taking in the peaceful country setting. Beyond the porch, you'll find multiple large, beautifully designed paver patio spaces, creating the perfect setting for outdoor entertaining, relaxing, or gathering around a fire pit. Another standout feature is the large rebuilt garage, offering exceptional space for vehicles, hobbies, storage, or a workshop. The fully fenced 1-acre property offers endless possibilities with two garden areas, a storage shed, and an abundance of fruit trees, including banana, grapefruit, lemon, lime, peach, avocado, and persimmon, along with aloe plants. Whether you enjoy gardening, need space for pets, or want room for RV or boat parking, this property has it all. Additional updates include roof (2017), windows (2017/2018), water heater (2017), dishwasher (2019), a new A/C system (2023), a newer well pump (approximately 1–2 years old), a water softener, and rain gutters. Conveniently located in Polk County with easy access to both Lakeland and Orlando, this property offers the best of country living without sacrificing convenience. Beautifully updated, meticulously maintained, and ready for its next owner, this is a home you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
1 ac
Lot size
1
Garage
1981
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,760 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,760/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.8%
Days on market
0 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $293K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 390% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 5136 SHEPARD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5136 SHEPARD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5136 SHEPARD LANE FAQs
What would the monthly payment be for 5136 SHEPARD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,760/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5136 SHEPARD LANE?+
The most recent tax bill on record (2025) was $975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5136 SHEPARD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $240,000, this home is listed about 41% below the Polk City median of $410,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5136 SHEPARD LANE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$240,000 runs 390% above the POLK CITY 33868 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Polk City market that averages 59 — if it fits, move quickly.
Listing courtesy of EXIT GLOBAL REALTY · Stacy Wilson. MLS #O6430975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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