712 BEAR WAY, POINCIANA, FL, 34759
Active7 days on marketListed Jul 25, 2026MLS #O6428126
About this home
712 BEAR WAY
Welcome to 712 Bear Way, a well-maintained 3-bedroom, 2-bath tucked into the established Poinciana community and ready for its next owner. Inside, 1,535 square feet of bright, open living is finished in full tile throughout — no carpet, just clean, cool floors that hold up beautifully to Florida living and keep upkeep a breeze. The living space flows out to a spacious backyard with plenty of room to entertain, garden, or add a future pool. Built in 2002 with nearly 1,950 square feet under roof including a two car garage and a roof only about 11 years young, this home has been cared for and priced to sell. The location is hard to beat — just minutes from shopping and everyday essentials, with the area's newer roadways making it quick and easy to get in and out to the city of Orlando and close to theme parks. Zoned for Palmetto Elementary, Lake Marion Creek Middle, and Haines City High in Polk County. Comfortable, low-maintenance, and ideally located, 712 Bear Way is a place to call your own. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,535
Sqft
0.16 ac
Lot size
2
Garage
2002
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,162 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,162/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs POINCIANA NBRHD 03 VILLAGE 03
$175 vs $216
Days on market
7 vs 54 typical
Where $175/sqft sits among the 12 homes for sale in POINCIANA NBRHD 03 VILLAGE 03
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$300K → $282K
Poinciana median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
7 of 12
POINCIANA NBRHD 03 VILLAGE 03 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 712 BEAR WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$245,000
612 MUSKRAT DRIVE · same community
3 bd · 2 ba · 1,552 sqft · $158/sqft · 123 DOM
Sold · Jan ’26$250,000
623 WALLABY LANE · same community
4 bd · 2 ba · 1,563 sqft · $160/sqft · 103 DOM
Sold · Apr ’26$250,000
616 KOALA COURT · same community
4 bd · 2 ba · 1,580 sqft · $158/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 712 BEAR WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 712 BEAR WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
712 BEAR WAY FAQs
What would the monthly payment be for 712 BEAR WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,162/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 712 BEAR WAY?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 712 BEAR WAY?+
The most recent tax bill on record (2025) was $2,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 712 BEAR WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $269,000, this home is listed about 10% below the Poinciana median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 712 BEAR WAY?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$269,000 runs 25% above the POINCIANA 34759 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Poinciana market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MAXLIFE REALTY LLC · Ryan Solberg. MLS #O6428126.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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