331 BOCILLA DRIVE, PLACIDA, FL, 33946
Pending280 days on marketListed Oct 16, 2025MLS #D6144207
About this home
331 BOCILLA DRIVE
This Key West Style Home offers 2 bedrooms with 2 baths and is a great value with premium features for waterfront living on Palm Island. This home is situated on Bocilla Lagoon which is a 300 ft waterway with access to the ICW and The Gulf of Mexico. Exterior features of this property are a private dock and 10,000l# boat lift (installed in 2024), irrigation well, recently painted, hurricane shutters, septic (installed in 2021), large 1,480 sf open deck with a pergola. Complete outdoor shower facility and there's room for a pool. Enter into the spacious living area thru 6x12' pocketing sliders, you will immediately notice the vaulted ceilings and large open floor plan as well as the same tile flooring throughout the entire home. The interior of the home is nearly painted with the same neutral color throughout plus new window treatments and all new matching contemporary fans. The kitchen has wooden cabinets with soft close drawers and doors, quartz countertops and stainless-steel appliances and sink. The spacious primary bedroom is an ensuite. For those relaxing sunset evenings, there is a 10x28' covered, screened and carpeted lanai located waterside. Located on the ground level is a LG air-conditioned bonus room,(270 sf) with new sliding and 2 passage doors, as well as new windows and treatments. The separate laundry room (180 sf) has a washer and dryer (2024), hot water heater (2025) as well as an adjacent storage room. Ground level rooms have new vinyl plank flooring. Welcome to Palm Island Living. Seller has installed as of December 2025 a new 3 ton Trane outside condenser as well as an inside air handler. Warranty may be transferrable.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0.25 ac
Lot size
1980
Year built
One
Levels
$714
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,743 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,743/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+137.2%
Days on market
280 vs 91 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2186% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 331 BOCILLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 331 BOCILLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
331 BOCILLA DRIVE FAQs
What would the monthly payment be for 331 BOCILLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,743/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 331 BOCILLA DRIVE?+
The most recent tax bill on record (2024) was $11,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $799,999, this home is listed about 23% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 331 BOCILLA DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$799,999 runs 2186% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
280 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $995,000, now $799,999 — a $195K cut. The full history is in the market section below.
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6144207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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