, SEBASTIAN, FL, 32958
Active97 days on marketListed Apr 16, 2026MLS #B26016437
About this home
Secluded 6-acre canal-front peninsula estate! A private, oak-lined drive leads to this spacious 3 bed, 2.5 bath, 4-story residence, offering balconies off every room, and a top-floor office with panoramic river views. Interior features include wood floors, a fireplace, upstairs living area, wet bar, and island kitchen with gas cooktop. The outdoor space is complete with a 3-car garage, 2026 metal roof, accordion shutters, lush landscaping, gazebo, circular paver drive, and navigable canal access to the river, a blend of privacy, space, and exceptional waterfront living. rmszaprx&sub2er
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,719
Sqft
6.23 ac
Lot size
3
Garage
1996
Year built
4
Levels
$717
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,107 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,107/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+98.7%
Days on market
97 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian
Get to know Sebastian. See the full Sebastian guide →
SEBASTIAN 32958 — neighborhood snapshot
Population
29,641
Median age
59
Median income
$68,276
Median home value
$279,100
Avg household
2.21
Households w/ children
1,807
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 436% above the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,107/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $8,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $1,950,000, this home is listed about 484% above the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Sebastian Elementary School (elementary), Sebastian River Middle School (middle), Sebastian River High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,950,000 runs 436% above the SEBASTIAN 32958 median — but at 2,719 sqft it's also 67% larger than the typical Sebastian listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
97 days on market against a Sebastian median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,100,000, now $1,950,000 — a $150K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Sebastian homes, in your inbox
Like but not quite? A daily digest of every new listing in Sebastian — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tyler to ping you on any price or status change →