415 49TH STREET W, PALMETTO, FL, 34221
Active0 days on marketListed Aug 17, 2026MLS #A4702891
About this home
415 49TH STREET W
Palmetto Point Waterfront Lifestyle Without the Restrictions! Are you looking for a home where you can park your RV, boat, trailer, and all your toys without worrying about deed restrictions? Welcome to Palmetto Point! This 3-bedroom, 2-bath home offers the freedom, space, and laid-back coastal lifestyle you've been looking for. The remodeled kitchen features granite countertops and stainless-steel appliances, while the newer metal roof—only about a year old and installed by one of the area's best—provides tremendous peace of mind. The property offers plenty of room to park your RV, boat, trailer, or other recreational equipment, with very little grass to maintain. A generously sized storage shed gives you plenty of room for tools and equipment, while the covered overhang provides a perfect shaded workspace. At the rear of the home, you'll also find a dedicated storage room ideal for keeping your fishing gear, camping equipment, and other outdoor essentials organized. One of the best parts of living in Palmetto Point is the sense of community. For a small membership fee, you can take advantage of the nearby community boat ramp and park, giving you a convenient place to launch your boat into Terra Ceia Bay while keeping your vehicle secure behind a gated entrance. Residents can also enjoy the community dog park, clubhouse, and numerous neighborhood gatherings and events. And then there's the Palmetto Point lifestyle—grab your golf cart, cruise around the neighborhood, feel the cool breeze coming off the bay, and take in those beautiful Florida sunsets with their unforgettable pink skies. Whether you're a boater, fisherman, RV enthusiast, outdoor lover, or simply looking for a home where you have room to live the way you want, this Palmetto Point property is ready for you. Come see why Palmetto Point and the Florida lifestyle go hand in hand!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,371
Sqft
0.19 ac
Lot size
1975
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,299 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
Days on market
0 vs 61 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 415 49TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 415 49TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
415 49TH STREET W FAQs
What would the monthly payment be for 415 49TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 415 49TH STREET W?+
The most recent tax bill on record (2025) was $690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 415 49TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $328,800, this home is listed about 17% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 415 49TH STREET W?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TIM LESTER INTERNAT'L REALTY · Tim Lester. MLS #A4702891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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