4113 OVERTURE CIRCLE, BRADENTON, FL, 34209
Active161 days on marketListed Feb 13, 2026MLS #A4681976
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Upcoming open house
Sat, Jul 25
12:00 PM – 3:00 PM
About this home
4113 OVERTURE CIRCLE
Seller offering up to $5000 credit toward Buyer's closing costs/rate buy down with acceptable contract. Great value in a prime location and available for a quick closing! This 2/2 Berkeley floor plan in Palma Sola Trace offers affordable, maintenance-free living—perfect for first-time buyers or seasonal residents. Enter through your attached garage and head upstairs to the inviting living space featuring easy-care ceramic tile and laminate flooring. The kitchen is well-appointed with granite countertops, wood cabinets, stainless-steel appliances and a closet pantry. The primary suite includes a walk-in closet and en-suite bath, while the second bedroom features an en-suite bath. The great room has dining space and sliders open to a screened lanai. Palma Sola Trace is pet friendly, allowing 2 large pets, and offers outstanding amenities including a clubhouse, fitness center, heated lagoon-style pool, and playground. The reasonable fees also include cable/internet and pest control. Fantastic location—leave your car behind and stroll to nearby Paradise Bay shopping center that has everything you need, including Starbucks, Winn-Dixie, Home Goods, Bonefish Grill. This desirable West Bradenton location is also convenient to medical facilities, multiple parks/preserves, IMG Academy, Cortez Village, and just 5 miles to the sugar-sand beaches of Anna Maria Island.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,228
Sqft
0 ac
Lot size
1
Garage
2012
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,996 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,996/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs PALMA SOLA TRACE
$216 vs $232
Days on market
161 vs 53 typical
Where $216/sqft sits among the 12 homes for sale in PALMA SOLA TRACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
7 of 12
PALMA SOLA TRACE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4113 OVERTURE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$267,000
4235 OVERTURE CIRCLE UNIT 4235 · same community
2 bd · 2 ba · 1,228 sqft · $217/sqft · 121 DOM
Sold · Apr ’26$248,000
7219 HAMILTON ROAD UNIT 7219 · same community
2 bd · 2 ba · 1,228 sqft · $202/sqft · 50 DOM
Sold · Feb ’26$270,000
4119 OVERTURE CIRCLE UNIT 364 · same community
2 bd · 2 ba · 1,228 sqft · $220/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4113 OVERTURE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4113 OVERTURE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4113 OVERTURE CIRCLE FAQs
What would the monthly payment be for 4113 OVERTURE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,996/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4113 OVERTURE CIRCLE?+
The most recent tax bill on record (2025) was $1,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4113 OVERTURE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $265,000, this home is listed about 33% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4113 OVERTURE CIRCLE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
161 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $279,000, now $265,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Cheryl Roberts. MLS #A4681976.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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